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Date: September 6, 2013 If you’re buying or selling property in Florida, it’s important to understand what the real estate closing process will entail. Although there can be slight variations in the specifics of a Florida real estate closing, the process generally follows the procedure described below.
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Real Estate Closing. Closing – or settlement or escrow – is essentially a meeting where the closing agent (the party who conducts settlement) takes in money from the buyers, pays out money to the owner and makes sure that the purchaser’s title is properly recorded in local records along with any mortgage liens.
In Florida, a real estate closing is a settlement and finalization of a real estate sales transaction. For residential real estate, a closing will usually involve the buyer signing things like the home loan documents (i.e mortgage, note, loan disclosures, same name affidavits, etc.) in order to allow the seller to be paid the agreed-upon sales price for the property.
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Real Estate Closing Procedures in Florida. The lender and Title Company will make arrangements for the property appraisal and survey. The Buyer will be provided a copy of the Title Commitment Letter and will make arrangements for homeowner’s (hazard) insurance, and arrange for the insurance agent to talk with the closing officer at the title company or closing attorney’s office.