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First-Timers: Take a Class, Save on Your Loan  · VHDA FHA Plus program: First-time buyers who don’t qualify for the grant program may be eligible for an FHA Plus loan, which provides a down payment of 3 to 5 percent in the form of a second mortgage loan which is repaid over 30 years at a low interest rate.

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At Hamilton Group Funding we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Hamilton Group Funding offers a wide variety of mo.

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The Financial Risks of Buying a Non-Warrantable Condo.. branch manager and loan officer for McCaughan Home Lending, a division of Hamilton Group Funding Inc. in the Tampa Bay area in Florida.

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Despite the fact that Mr. Cerezo’s checking account was overdrawn, 2 Somohano approved the application and the Cerezos obtained a $150,000 loan from Caguas in the autumn of 1986 at two points over prime, secured by a first mortgage on the farm. The loan contract and related documents were signed by Mr. Cerezo (individually and on behalf of his.

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