Cheap Credit Counseling- Pre-Filing Course

Take Charge America offers pre-filing credit counseling and post-filing debtor education online or through audio courses. Consumers who wish to learn more about bankruptcy counseling may visit.

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Pre-Filing Credit Counseling – The certificate expires 180 days from the date the counseling was completed. Pre-Discharge Debtor Education- In most cases, the certificate needs to be presented in court within 45 days of the original filing date. For further explanation on this matter, it’s best to speak to your attorney.

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Required Debtor Education Course. As per the bankruptcy abuse prevention and Consumer Protection Act of 2005 (BAPCPA), consumers who would like to receive a discharge of a Chapter 7 or Chapter 13 bankruptcy are required to complete a personal financial management session with an approved counseling agency.

For Your Discharge. For Your Life! Did you pay too much for pre-file credit counseling? This is an opportunity to save $$ on your pre-discharge course requirement.. our course: Save Money! It's Affordable – ONLY $7.95 PER HOUSEHOLD!

Pre-Filing Bankruptcy Credit Counseling – User Agreement. The Pre-Filing Credit Counseling consists of 3 steps.. Online course – This portion is available 24 hours a day, 7 days a week; Financial Analysis Review – A credit counselor will issue a Financial Analysis upon completion of the online course. Our credit counselors are available and financial analyses will be issued during the hours of.

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After the debtor’s attorney makes the final diagnosis, confirming the debtor is a good fit for bankruptcy, the attorney should send the debtor to Upsolve to get instructions on the pre-filing credit.

Pre-Filing Bankruptcy. Credit Counseling Course. If your bankruptcy petition has not been filed, you need to complete the Credit Counseling course.. This course, Counseling in Motion, has been approved by the united states trustee Program.The course will help you make an educated decision, alone or with your attorney, about filing a bankruptcy petition.